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Showing posts from July, 2020

Apply For Tata Capital Home Loan With Different Methods

A home loan can fulfill the different needs of individuals. With a home loan, individuals can not only buy a home for themselves as a future investment but also can upgrade or repair their homes. Among several options at their disposal, Tata Capital Home Loan is one of the popular options among customers for a few crucial reasons. These reasons are affordable interest rates, quick loan amount disbursal, flexible repayment methods, highest home loan eligibility, etc.  But one of the best things about this home loan facility from Tata Capital is multiple application methods through which you can get this home loan.  With multiple application methods, Tata Capital Home Loan provides convenience to customers, so they can choose any of the methods according to their needs. There are 4 methods - Online, Phone, Virtual Assistant and Branch. In this article, we will be discussing these application methods along with the steps in the application process so that you can understand them better.

How Bank of Baroda Home Loan is Used For Construction?

Bank of Baroda offers home loans for the customers for purchase, construction, or renovation of the house. If you have purchased a land and think to build a house in it, then Bank of Baroda home loan will support you with it. You can borrow money from Bank of Baroda as per your requirement. And can pay the loan amount in equated monthly installments with a floating interest rate. Read the article below to know what are the benefits of using Bank of Baroda home loan for the house construction. Who can apply for Bank of Baroda Home Loan? Indian residents, NRI (Non Resident Indian), PIO (Person of Indian Origin), OCI (Overseas Citizens of India) aged between 21 to 70 years are eligible for a home loan. Both a salaried and self-employed can apply for Bank of Baroda home loan based on the repayment capacity including the future EMI payment of the borrowed loan amount. Check out the tabel to know how Bank of Baroda will calculate your eligibility for the home loan. Repayment Capacity Total

Factors Affecting SBI Home Loan Interest Rates That You Must Know

Home is one of the most basic needs of an individual living in a country. But due to the inflation and soaring prices of real estate, not everybody can purchase their homes by paying full installment in one go. That’s why there are so many banks, Non-Banking Financial Companies (NBFCs), and Housing Finance Companies (HFCs) that provide home loans to their customers. State Bank of India (SBI) is one of the leading lenders of our country and several people opt for its loan facility due to the affordable SBI Home Loan Interest Rates . Interest rate is one of the most important aspects of the home loan facility as home loans are generally considered to high-ticket purchases and taken for a long period of time. Many people don’t consider before opting for a home loan rate and they regret it later. In this article, we will tell you about some of the factors that affect SBI Home Loan Interest Rates so that you can know exactly how this works. Other than this, you will also get to know how doe

How HDFC Home Loan EMI Calculator Helps You Manage Payments?

Do you want to buy a house or property? Then take a home loan from HDFC Bank. That provides you an attractive rate of interest on your loan amount, you can buy a house flat, property, and construct a house by taking the HDFC home loans. You can also take the HDFC home loan for your house renovation and extension. HDFC Bank provides you a tool known as home loan EMI calculator using which you can calculate the EMI. amount. Read this article to know more about the HDFC home loan EMI calculator .  An online loan Device To Calculate the monthly loan installments You can easily use the HDFC Home Loan EMI Calculator by just inserting the loan details like the principal amount, rate of interest and loan duration, because it works on the formula [P x R x (1+R)^N]/[(1+R)^N-1]. HDFC home loan EMI calculator determines the equated monthly installments (EMIs) in just a few seconds.   You can use the HDFC calculator to choose a suitable loan payment duration that helps in prepaying the loan amount

How Indiabulls Home Loan Interest Payment is Managed?

If you have planned to buy a new property then you must need a lump sum of funds for it. And Indiabulls Housing Finance Limited provides you a home loan at a starting interest rate 8.99% onwards. And the advantage is that you can select your property from INR 4 lakh+ properties using IB Home Finder. Read this article and know the features of Indiabulls home loan which makes it the best home loan in India. Indiabulls Home Loan Interest Rate  Home loans from Indiabulls come at an attractive rate of interest and women borrowers get home loans at a concessional rate of interest. Indiabulls home loan interest rate will depend on your. Profile:- Indiabulls knows your eligibility for a home loan using your income repayment history. And both a salaried and self-employed individual can apply for the loan. If your income is good and the previous payment history is free from defaults then Indiabulls housing finance will consider your profile good and reduce the interest rate. Loan Amount:- The i

How To Save Maximum When Taking a Home Loan From Lenders?

Every individual wants to own his or her own home at some point in their lives. But the soaring prices of real estate don’t let them own their homes. That’s where a Home Loan comes handy to such individuals who don’t have the necessary funds to purchase their house. Provided by several lenders, an individual can opt for the required home loan amount. But when taking a home loan, it is important to ensure maximum savings as home loans are generally big-ticket purchases and taken for a long period of time.  In this article, we will introduce you to some of the methods by which you can have maximum savings on your home loan facility. You need to keep an eye on them right from the beginning of your home loan. These methods are Opt for Best Home Loan Interest Rates, Prepayment Facility, Balance Transfer Facility, Opt for a Shorter Tenure, etc. We will tell you in detail about each of them so that you can save a substantial amount of money while taking a home loan. So, keep reading to know