A home loan can fulfill the different needs of individuals. With a home loan, individuals can not only buy a home for themselves as a future investment but also can upgrade or repair their homes. Among several options at their disposal, Tata Capital Home Loan is one of the popular options among customers for a few crucial reasons. These reasons are affordable interest rates, quick loan amount disbursal, flexible repayment methods, highest home loan eligibility, etc. But one of the best things about this home loan facility from Tata Capital is multiple application methods through which you can get this home loan. With multiple application methods, Tata Capital Home Loan provides convenience to customers, so they can choose any of the methods according to their needs. There are 4 methods - Online, Phone, Virtual Assistant and Branch. In this article, we will be discussing these application methods along with the steps in the application process so that you can understand them better.
A home loan can fulfill the different needs of individuals. With a home loan, individuals can not only buy a home for themselves as a future investment but also can upgrade or repair their homes. Among several options at their disposal, Tata Capital Home Loan is one of the popular options among customers for a few crucial reasons. These reasons are affordable interest rates, quick loan amount disbursal, flexible repayment methods, highest home loan eligibility, etc.
But one of the best things about this home loan facility from Tata Capital is multiple application methods through which you can get this home loan.
With multiple application methods, Tata Capital Home Loan provides convenience to customers, so they can choose any of the methods according to their needs. There are 4 methods - Online, Phone, Virtual Assistant and Branch. In this article, we will be discussing these application methods along with the steps in the application process so that you can understand them better. Keep reading to know more!
Let’s Understand Tata Capital Home Loan Application Methods in Detail!
As we mentioned, individuals can apply for Tata Capital Home Loan in four different ways. We are starting with the Online method. Please check!
Online Method - You can apply for a home loan by visiting the official website of Tata Capital. After reaching there, you will need to fill a simple form. This form will have details like email ID, name, type of loan and mobile number. After submitting the form, the representatives from Tata Capital will call you regarding the application form.
Phone - If you are not comfortable with the online method, you can always call on the Tata Capital Customer Care number at 1860 267 6060 from 9 am to 8 pm Monday to Saturday. The representatives will hear all your queries patiently and give you a solution accordingly.
Virtual Assistant - Tata Capital also provides a virtual assistant named TIA with which you can initiate your home loan application process. You will only need to follow the steps after reaching Tata Capital’s official website.
Visiting the Branch - The last method to apply for a home loan from Tata Capital is to visit the nearest Tata Capital branch and get in touch with one of the lending experts of Tata Capital. People over there will manage your home loan application process from start to successful disbursal of your home loan amount.
Steps Involved in Tata Capital Home Loan Application
Now that you have understood the methods with which you can apply for the Tata Capital Home Loan, you should also know about the application process. You can check the necessary steps below with which you can successfully apply for a home loan.
Online Home Loan Application
Document submission
Verification from the lender’s side (regarding home loan application & documents)
Property inspection
Loan Approval
Loan amount Disbursal
If you follow these steps carefully, you will be able to successfully apply for a home loan from Tata Capital.
Tata Capital Home Loan Eligibility Criteria
When you are going to choose a Tata Capital home loan, it is important to understand the conditions that are necessary for you to qualify. We are showing all of them below. Please check!
An individual should be between 24 to 65 to be eligible for this home loan.
Salaried individuals who want to take a home loan from Tata Capital should have a minimum monthly income of INR 30,000 with a minimum work experience of 2 years.
On the other hand, self-employed individuals should have a minimum work experience of 3 years.
Other than eligibility, you also should know about the necessary documents that you will need at the time of the Tata Capital Home Loan application. Please check them below!
Age proof
Photo ID proof
Address proof
Income proof (Last 6 months current account statement or bank statement for the last 6 months)
Existing loan details (if any)
Processing fee cheque
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