A home loan can fulfill the different needs of individuals. With a home loan, individuals can not only buy a home for themselves as a future investment but also can upgrade or repair their homes. Among several options at their disposal, Tata Capital Home Loan is one of the popular options among customers for a few crucial reasons. These reasons are affordable interest rates, quick loan amount disbursal, flexible repayment methods, highest home loan eligibility, etc. But one of the best things about this home loan facility from Tata Capital is multiple application methods through which you can get this home loan. With multiple application methods, Tata Capital Home Loan provides convenience to customers, so they can choose any of the methods according to their needs. There are 4 methods - Online, Phone, Virtual Assistant and Branch. In this article, we will be discussing these application methods along with the steps in the application process so that you can understand them better.
A lot of people have this misconception that if they choose to opt for a Home Loan, they don’t have many options at their disposal with which they can ensure savings. But, it is not true. There are several methods with which individuals can save a substantial amount on their home loan. These methods are choosing a shorter tenure according to your repayment capacity, choosing lower interest rates, choosing Balance Transfer Facility, Prepayment of your Home Loan, etc. But do you know that PNB Home Loan EMI Calculator helps you in estimation of money that you can save in all these methods. In this article, we will talk about the role of PNB Home Loan Calculator in the Balance Transfer Facility. But before this, it is important for you to understand what exactly is Balance Transfer Facility? Well, with this facility, customers can transfer their outstanding principal balance to some other lender at lower interest rates. So, if you currently have higher interest rates and now switched to