Skip to main content

Posts

Showing posts from September, 2020

Apply For Tata Capital Home Loan With Different Methods

A home loan can fulfill the different needs of individuals. With a home loan, individuals can not only buy a home for themselves as a future investment but also can upgrade or repair their homes. Among several options at their disposal, Tata Capital Home Loan is one of the popular options among customers for a few crucial reasons. These reasons are affordable interest rates, quick loan amount disbursal, flexible repayment methods, highest home loan eligibility, etc.  But one of the best things about this home loan facility from Tata Capital is multiple application methods through which you can get this home loan.  With multiple application methods, Tata Capital Home Loan provides convenience to customers, so they can choose any of the methods according to their needs. There are 4 methods - Online, Phone, Virtual Assistant and Branch. In this article, we will be discussing these application methods along with the steps in the application process so that you can understand them better.

Are IndusInd Bank Home Loan Interest Rates Low Enough?

Yes, IndusInd Bank gives you a fair deal with an attractive rate of interest. Because if you are planning to buy a new house or want to construct the one, you can get financial help from IndusInd Bank. Using it’s home loan, you can make your budget affordable and accessible at the time of need. Here in this article today you will find why IndusInd Bank home loan interest rates are the best. Details of IndusInd Bank Home Loan You can borrow from INR 3 to 75 lakh You have a flexible tenure of 30 years An affordable processing fee of 0.50% IndusInd Bank home loan interest rates ranging from 7.55 to 8.45% What is the Eligibility for IndusInd Home Loan? To borrow a home loan from the IndusInd bank, you need to meet the following criteria:- Minimum age should be 21 years at the time of loan application Maximum age shouldn’t exceed 60 years or retirement period whichever is earlier Minimum monthly income should be INR 25,000 Minimum 2 year of work-experience, and one year experience with the

How Does Home Loan Balance Transfer Facility Help People in Saving Money?

Home Loan is one of the popular loan options among customers who want to purchase a home for them. Home loans are generally offered to people at lower rates than other secured loans. But sometimes, people want to save on their home loan amount through various methods. Some of these methods can be applied before taking the home loan (choosing lower rates, higher down payment, etc.) while some can be applied while you have taken a Home Loan. One of the methods is Home Loan Balance Transfer Facility. So, what does this facility bring to the table? Well, with this facility, customers can easily transfer the principal outstanding balance to some other lender at lower interest rates. This can be beneficial for those individuals who are struggling with high-interest rates on Home Loan and want to enjoy the lower rates. Due to the lower interest rates, people can save both in terms of EMI amount and interest outgo. So, you can understand how the Home Loan Balance Transfer facility can help pe

What Help Does Bank of Baroda Home Loan Provide to Borrowers?

  To buy a house or renovate the home, you need a lump sum of funds. And to meet your requirement Bank of Baroda introduces you to Bank of Baroda Home Loan. Using which one can buy a house and renovate the home in affordable Equated Monthly Installments (EMIs). Read this article to know more about Bank of Baroda home loan . Who Can Apply for Bank of Baroda Home Loan? Any resident or non resident Indian aged between 21 to 70 years can borrow the Bank of Baroda Home Loan. Check out the pointers below to know the eligibility criteria. Minimum age of the borrower 21 years Apply individually or jointly Hindu United Family are not eligible for Bank of Baroda Home Loan Minimum work experience of 1 year is required if you are salaried Minimum work experience of 2 year is required if you are self-employed Salary ranges from INR 20,000 to 5 lakh and above Annual income for 2 years up to INR 6 lakh or above INR 6 lakh if you are self-employed Minimum age of the co-applicant 18 years Use Bank of B

How Can You Get a Home Loan Top Up in India?

Life is full of financial challenges and there are different kinds of needs that an individual faces at different points in their lives. How does an individual deal with such a financial crisis? Well, lenders provide a loan amount to individuals at affordable interest rates. One of the popular loan types is the Home Loan that individuals opt for to purchase the desired house. But what if you are in need of more money after taking a home loan, what should you do? Well, Home Loan Top Up in India could be the best option for you. Let’s understand this in simple terms. Let’s say an individual has opted for a 20-year Home Loan of INR 40 lakh. But after 5 years, he wants to conduct a renovation of his home. So should he go for a Home Renovation Loan? Or should he go for a high-interest personal loan? Well, at such times, the most suitable option will be Home Loan Top up in India. You must be thinking what exactly is Top-up? Well, it’s just like the additional recharge on your mobile when yo